Welcome - your first weeks in London

Banking and money

Open a UK current account as soon as you have proof of address (or a letter from your employer or university). High-street banks and app-based banks are both widely used. You will need your passport or BRP, visa details if applicable, and sometimes a UK phone number.

National Insurance (NI)

You need an NI number for employment and tax. Apply through gov.uk (National Insurance number) if you are allowed to work; you may be sent to an appointment. Keep the letter from HMRC.

GP and NHS

Register with a GP near where you live. You do not need to pay to register; take ID and proof of address. Use 111 for non-urgent medical advice, 999 for emergencies.

Council tax and local services

If you rent or own, you may be liable for council tax (often shared in HMOs). Your council website explains bands, discounts for students, and single-person discount. Contact your London borough council for bins, parking permits, and local services.

Phone, broadband, and travel

Compare SIM-only deals and home broadband. Get an Oyster card or use contactless for public transport; register your card for journey history if useful.

This page is practical orientation only. For immigration, tax, or benefits, use official gov.uk guidance or a qualified adviser.